Terms of Service – AUS

Last edited: 12.02.23


This website is owned by Payleadr Pty Ltd ACN 615 881 162, trading as aglow (we, us, our). By accessing, viewing or using this website, you acknowledge and agree to be subject to these terms (Website Terms), our Privacy Policy (available at https://payleadr.com) and any other notices, disclaimers or terms contained on our website (Together the Website Terms and conditions of use) By accessing, viewing or using this website, you agree to these Terms and conditions.

Privacy Notice

We will collect personal information about you if you ask us a query or lodge a request on the website for us to contact you. We will use this personal information for the purposes of responding to your query and for the purposes set out in our Privacy Policy.

We will collect, handle and use your personal information in accordance with our Privacy Policy. Our Privacy Policy contains important information about the purposes for which we collect personal information, the entities to which we may disclose the information we collect (including any overseas disclosures that we may make), how you can access and seek correction of the personal information we hold about you or how you can make a complaint about our handling of your personal information.

Intellectual Property

All rights, title and interest in this website and the materials displayed on the website (including all text, graphics, logos, audio, materials and software) (Content) are owned by us or licensed from third-parties. We grant you a non-transferable and revocable licence to access this website and the Content subject to these Website Terms. Other than as expressly set out in these Website Terms, we do not grant you with any right or title in this website or the Content.

Website Content

While we take reasonable care in preparing and maintaining the Website and its Content, the website is provided on an ‘as-is’ and ‘as-available’ basis. To the maximum extent permitted by law, we do not make any warranties in relation to this website or the Content, including that it is accurate, reliable or complete.

The Content is subject to change at any time without notice and may not be up to date, accurate or complete at the time you view it.

You must not rely on the Content. To the maximum extent permitted by law, we disclaim all liability for loss directly or indirectly arising from your use of or reliance on this website or the Content.

We do not make any guarantees that access to this website will be uninterrupted or error-free or free from any virus, worm, trojan horse or other harmful component or that this website will be secure.

We reserve the right to restrict, suspend or terminate without notice your access to this website or any Content, or any feature of this website at any time without notice and we will not be liable for any loss arising directly or indirectly as a result.

You agree to not reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the Content to any third-party without our prior written consent.

General Advice

The information on this Website contains general advice about our platform which is a financial product and which is issued by Payleadr Pty Ltd (AFSL No. 501914) (Payleadr). The advice has been prepared without taking your personal objectives, financial situation or needs into account. Before acting on this general advice, you should consider the appropriateness of it having regard to your personal objectives, financial situation and needs. You should obtain and read the Combined Financial Services Guide and Product Disclosure Statement (Combined FSG and PDS) before making any decision to acquire the platform. Please refer to the Combined FSG and PDS for contact information and information about remuneration we may receive in connection with the platform.

Linked Sites

This website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.

As Payleadr has no control or responsibility over, and does not investigate, monitor or check for the accuracy of Linked sites, we do not assume any liability for your use of Linked sites. If you decided to exit our Website and access Linked sites you acknowledge and agree that you do so at your own risk and you should be aware that the Website Terms and Conditions no longer apply.

We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of the Website or a Linked Site. You must take your own precautions to ensure that whatever you select for your use from the Website is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.

No Liability

To the maximum extent permitted by law, our liability to you in relation to any claim you may have against us in connection with this website or Content is excluded. Under no circumstances will we be liable to you for any indirect, incidental or, special and/or consequential damage or loss of profits, goodwill or reputation including, without limitation, damages arising out of an action under contract, negligence or for any Loss or consequential loss including any business profits, business information, business reputation, business opportunity, goodwill or any business interruption or other pecuniary loss or any incidental damages, punitive damages or exemplary damages whatsoever that arise in relation to, or in connection with, your use of the Website and/or any Linked site.

To the maximum extent permitted by law, our liability to you in relation to, or in connection with, these the Website terms and conditions is excluded. If our liability cannot be excluded by law, and to the extent we are entitled to do so by law, we limit our liability in respect of such claim to, at our option, the re-supply of the relevant services (which are subject of the claim) or payment of the cost of having those services supplied again.


To the maximum extent permitted by law, you agree to indemnify us and keep us indemnified, and must pay to us on demand all Loss incurred by us or arising in connection with:

  • Your use of the Website or inability to use the Website; or
  • your breach of the Website Terms and Conditions.

You irrevocably and unconditionally release us from any claims, action, suit or proceedings that you may have against us arising as a result of, or in connection with, the Website terms and conditions or the Services.

The Website terms may be pleaded as a bar by us to any action, claims, suit or proceedings by you arising out of, or in connection with, these terms or the Services.

This provision will survive termination of your use of the Services.

Jurisdiction and governing law

Your use of the website and these Website Terms are governed by the law of New South Wales and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in New South Wales.


We can unilaterally vary the Website terms at any time. By accessing or continuing to access the Website after we have varied the terms, you will be deemed to have accepted the varied terms. It is therefore important that you review these Website terms regularly.

If any term is declared unlawful, void or unenforceable, that term will be deemed severable and will not affect the validity and enforceability of the remaining provisions of these terms.